Money Saving Tip #2

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Saving money isn’t easy, but it’s imperative, because you never know what life may throw at you where you need cash in a quick hurry. In my case, I have a savings for regular life things and one solely dedicated for my travels.

One way I save money is by using the Digit app. It’s an amazing app that saves money for you without even thinking about it.

So, you may be asking, “How does this thing work?” Super easy!

Image result for digit appOnce you download the app, you connect it with your checking account. Doing this, allows Digit to track your income and spending habits. From this, the app is able to calculate a certain amount of money it can withdraw from your account without you “feeling it. And by “feeling it”, I mean money you’re not going to notice is gone/can do without it being there. And the great thing about it is that they will never take out money if it will cause you to overdraft. 

I’ve been using this service since March of this year and can attest that even when my account was relatively low, they didn’t do me dirty. Digit also doesn’t take out money everyday. Although I haven’t withdrawn any of the money it has saved for me, you have the option to do so at anytime. You aren’t obligated to have a certain amount or pay a penalty.

The only caveat, is that the first 100 days are free. After that it charges $2.99 per month. At first I wasn’t thrilled about this idea, but when I think about other ways I spend 3 bucks in a month, this was a drop in the bucket.

I am proud to say that since March, I have saved almost $1600 from doing NOTHING. Everyday they shoot me a quick text to let me know what my checking account balance is and my Digit balance is, so I’m aware of what’s going on. Scrolling through the deposits it makes me really happy to see how effortless it was to save like this from a simple app.

A snapshot of what Digit saved for me of the course of some days.

So, if you want another way to save without having to think about it, I HIGHLY encourage you to sign up for Digit here! Now I don’t recommend this as an option to replace your normal savings account, or other methods, but if you currently don’t save at all or want another way to save for things like upcoming trips, a downpayment on something, or rainy day money, this is your app!

Questions about Digit? Ask me below!

This Post Has 3 Comments

  1. Tolu

    Awesome app!Thanks for sharing.

  2. Jo

    You’re quite welcome. Let me know if you end up trying it out!

  3. Jonique Penny

    Love the app Jo!! Really great way to save for a rainy day.

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